MEDICARE • COVERAGE • PERSONALIZED GUIDANCE

Understand Medicare. Choose With Confidence.

Medicare has different parts and coverage options. Cygnus helps you understand your available choices so you can make an informed decision based on your needs.

Educational Guidance

Clear Explanations

No Pressure Process

Understanding Medicare

Medicare consists of different parts and options to help meet your healthcare needs.

Part A

Hospital Insurance

Covers inpatient hospital stays, skilled nursing facilities, hospice and home health services.

Part B

Medical Insurance

Covers doctor visits, outpatient services, medical equipment and other healthcare services.

Part C

Medicare Advantage

An alternative way to get Medicare Parts A and B through private insurance companies.

Part D

Prescription Drug Coverage

Helps cover the cost of prescription medications prescribed by your doctor.

Medigap

Supplemental Coverage

Helps cover some costs that Original Medicare does not, such as copayments and deductibles.

When to Enroll

It's important to enroll in Medicare at the right time to avoid penalties. Your Initial Enrollment Period (IEP) begins 3 months before the month you turn 65 and lasts 7 months.

If you delay enrolling, you may face a lifetime penalty. Special Enrollment Periods may apply in certain circumstances.

Not Sure Which Options Apply to You?

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Your Next Steps

Let's Explore Your Medicare Options

(786) 901-4653

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